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BOLD CHECKING ACCOUNT

Fiat banking
designed for your bitcoin needs

FDIC-insured1 checking that lets you easily convert dollars and bitcoin, pay bills, and spend.

Bold is a financial technology company, not a bank. Banking services are provided through JPMorgan Chase Bank, N.A., and Pathward, N.A.; Members FDIC.

Get your own personal account and routing number

Your own bank account.

At Bold’s FDIC-insured partner bank.

Spend with the Bold virtual Visa debit card

Spend everywhere Visa virtual debit cards are accepted.

Link to Apple Wallet and other popular phone wallets.

Earn sats with every swipe.

Direct deposit your paycheck

Direct deposit your paycheck to your Bold checking account.

Get instant access to your fiat.

Automatically convert some or all of your paycheck to bitcoin. Coming in summer 2025.

Pay with ease

Pay bills or people, and spend on everyday items.

Pay with your Bold card, ACH, or wire.

Spend your fiat instantly after you sell bitcoin. 
No need to send cash to your outside bank.

Automatically convert bitcoin to fiat when you spend dollars, so you can live on zero fiat. Coming in summer 2025.

Make ACH and wire transfers

Send ACH payments or domestic wires to anyone you like. Coming in summer 2025.

Receive ACH or domestic wires from associates, friends, or any third party.

Pay credit card bills, make investments, or pay your rent. Move dollars with a click.

Trusted by users from

Cutting edge security and privacy

FDIC Insured1 Checking

Via Bold’s industry-leading partner bank.

Insured Bitcoin Wallet

Bold Wallet is insured by Lloyd's of London for up to $200M.2

Uncompromising MFA

App-based multi-factor authentication secures your account against hacks.

Robust Encryption

Your data is encrypted in transit and at rest, protecting your privacy.

FAQs

We'd love to meet you. Book a free video consultation with Bold's CEO to learn how Bold can help you. Or, view all FAQs or learn more in the Knowledge Center.

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How does the Bold card work?
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Disclaimers and footnotes

  1. Bold Technologies, Inc. is a financial technology company, not an FDIC-insured bank. Checking accounts are offered by Bold’s bank partner, JPMorgan Chase, N.A.; Member FDIC. Checking accounts are subject to pass-through FDIC insurance up to $250,000 per ownership category, should Bold’s partner bank fail. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Coverage limit is subject to aggregation of that accountholder's funds held at Bold’s partner bank.
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  2. Bitcoin services and custody are provided by sFOX and sFOX SAFE Trust, a regulated Wyoming Trust Company. sFox SAFE Trust's insurance policy covers theft or loss of private keys of bitcoin stored in sFOX SAFE custody, up to a value of $200 million. The insurance Policy is provided by various syndicates at Lloyd’s of London, led by Arch Syndicate 2012.

The Bold virtual Visa Debit Card is issued by Pathward, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa, U.S.A., Inc. All other trademarks and service marks belong to their respective owners.

For terms and conditions of our rewards program, see the Bold Rewards Program Terms. Reward Accounts and bitcoin assets are not FDIC or SIPC insured. Bitcoin involves certain risks and may lose value.